Ray brings to the table over fifteen years of financial services experience having assumed roles in consumer and commercial banking and with formal training in credit, lending and underwriting, securities asset management, business and personal financial planning and analysis.
Ray’s previously worked for some the of country’s largest financial institutions like Bank of America, Wachovia Bank, Wells Fargo Private Wealth Management, Suntrust Private Wealth Management, and Regions Private Wealth Management, Investment Services building valuable relationships with the principle objective of adding tangible value for his clients.
Ray obtained his Bachelors in Finance and Marketing from the University of Miami and Florida International University and obtained his Masters if Science in Finance with a concentration in financial institutions from Florida International University. Ray also possesses several investment and securities licenses in addition to Florida insurance licenses, is a CFA candidate and has several certifications in financial management consulting, planning & analysis.
Ray has a passion for learning and finds great satisfaction in teaching financial responsibility and prudent financial management through workshops and as a routine guest on podcasts and panels.